Healthcare coverage that’ll make you sick

Imagine going to the doctor with a broken leg. The first option is surgery. The second option is a cast. The third option is amputation. Which option would you choose?

My latest insurance battle went from bad to worse. It wasn’t enough for those bastards to make me suffer for three days without any medication, on top of that, those sleezeballs tried to pull a fast one. The pharmacist calls me up and tells me my prescription has been approved. But after getting home and taking the pills, I discover my prescription isn’t for what the doctor suggested last week. The insurance decided to swap out my doctor-prescribed medicine (approximate retail cost $150) for something else (exactly $83.99).

So for those keeping score at home, my doctor thinks the best medicine for me is Expensivcine. But since Expensivcine isn’t available as a generic, my insurance won’t cover it. I can’t afford paying $150 for the medicine, so my doctor suggested another medicine that is available as a generic; however, since it costs the insurance company $150, they won’t pay for it. Now I’m on a different medication–the third choice. How often in life do you opt for the third best option? Imagine going to a store to buy a 42-inch TV. They tell you they’re out of 42-inch TVs but will gladly sell you a 32-inch. Then the salesman drops the 32-inch TV loading it in your car. Turns out, it was the last 32-inch TV–but he’ll gladly sell you a 13-inch black-and-white TV–that’s what I feel like.

This is health “care?” My health fells like the least of their concern. First is monthly dues. Second is deductible. Third is my health. The insurance doesn’t give a crap about me. And the worst part is my former employer is paying $350 a month for this privilege.* Give me the three-fifty and I’ll pay for Expensivcine out of my pocket.

There will be hell to pay! I will not stand for this injustice! No one tries to pull a fast one on me. If this garbage doesn’t work, I will be complaining immediately. My health should be everyone’s prime concern. Apparently you can put a price on health–and the line is drawn at $83.99. In the meantime, I’m totally suffering. But the insurance doesn’t care–why would they? They’re getting filthy rich in the process…the ers!

^*Even though I was laid off, by health benefits have been able to continue through The Wife.